new albany homeowner advice

What Is Home Equity?

Home equity seems to be a very simple calculation — the total amount of mortgages owed subtracted from the current market value of a home. Here is a simple example: Current Home Market Value: $325,000 Existing Mortgage: $225,000 Homeowner Equity: $100,000 One side of the equation is well defined, and it is found on the monthly mortgage statement, the loan balance. The other side is less obvious...

Safety Tips for Your Home

The Franklin County Sheriff's Office recently shared the following tips to help protect your home and keep your family safe. Lock door and windows whether you are home or not. Make it a nightly routine to check the locks. Hang a bell on the door. Anyone entering your home will trigger this simple, unobtrusive alarm. Keep your house well lit at night to discourage criminals. Motion detecting flood...

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