Buying Real Estate in New Albany

Real Estate Terms….What They Really Mean!

Real estate has a language all of its own! While realtors can read between the lines, many home buyers are confused by the unfamiliar phrases they see on property descriptions. Understanding what these real estate terms really mean will help you know what to expect before walking through the front door.  Here are a few of the most frequently used real estate terms you might come...

6 Simple Holiday Decorating Ideas for Your Home

What really makes your home warm and merry this holiday season is the people you welcome into it. Sometimes we get so consumed with the details – cleaning, decorating, shopping, cooking – that we forget to stop and take the time to enjoy the best part of the holidays – spending time and making memories with our loved ones. So here are some super simple holiday decorating ideas to help...

What Is Home Equity?

Home equity seems to be a very simple calculation — the total amount of mortgages owed subtracted from the current market value of a home. Here is a simple example: Current Home Market Value: $325,000 Existing Mortgage: $225,000 Homeowner Equity: $100,000 One side of the equation is well defined, and it is found on the monthly mortgage statement, the loan balance. The other side is less obvious...

Downsizing Tips – Ways to Make the Transition Easier

People choose to downsize or “right-size” their home for a number of reasons – simplify lifestyle, reduce housing costs, relocate to a new climate, the list goes on. Whatever your reason for wanting to make the transition to “smaller living,” considering the following tips to help make the lifestyle shift more manageable and less overwhelming. Reimagine Where (and How)...

5 Crucial Questions to Ask Before Hiring a Buyer’s Agent

You wouldn't buy a home without carefully researching the neighborhood, school district, or property values. A home is a major financial investment! One of the biggest mistakes home buyers make is neglecting to do the same amount of research when choosing their buyer's agent. Would you entrust your largest investment to a real estate agent with little experience? You can avoid making this common...

Learn What Makes New Albany Great Before You Relocate

When you are relocating to New Albany, Ohio, the largest challenge you face is knowing very little about the community. Where are the best restaurants? What are the best neighborhoods? What are the average home values? What is the weather like? But you don't have to do all of this research by yourself. Here are five helpful resources about relocating to and living in New Albany. 1. The Essential...

This New Albany Home for Sale Could Be Yours

Spring is almost here, and that means home buying season is coming on strong. But selling your home in New Albany means more than putting a "for sale" sign in your yard to attract potential buyers driving by. It requires expert home marketing to place your home in the spotlight so that the buyers who are looking for their dream home — your home — can find exactly what they are looking...

How to Make a Winning Offer

After you have found the perfect home, you are ready to make an offer. This important information will help you get on the best possible terms with the home seller so that you can agree on a price, sign the contract, and start moving into your new home. How Much to Offer the Seller There are three factors to consider when deciding on how much to offer for the home: the asking price, what you can afford,...

Different Types of Mortgages for New Albany Home Buyers

Last week we spoke about important financial costs to consider when buying a home in New Albany, and we talked briefly about mortgages. This week we want to explore the topic of mortgages in depth, and we specifically want to focus on the different types of mortgages available for home buyers. Fixed-Rate Mortgages This type of loan keeps the interest rate consistent throughout the life of the loan, which...

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